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Now that you know what you want from your boat, you can research the type of vessel that will best suit you. There are many different types of boat, within which there are various additional subcategories, meaning that you will have plenty of choice. Take the time to consider everything you want to do on your boat, how large you need it to be and where you want to sail it so that you know you’ve made the right choice and selected the type of boat that you’ll be able to make great memories on.
Should you realise that you might not have the money to buy your boat outright, then explore the financing options available to see if you’re able to access them. Essentially, a boat loan is like a mortgage or a car loan, so if you’re planning on living on your vessel, using it for long periods of time or even setting up a touring or fishing business with it, then a loan could be a great way for you to spread the cost of your boat. If the boat is being used for leisure activities, then think hard about whether it’s worth taking out a loan for it or simply waiting until your finances are better before you invest in a boat.
Before you commit to buying a boat, get a specialist boat surveyor to look it over and point out any problems and issues that may need fixing. This will ensure that you can buy your boat safe in the knowledge that you know what condition it is in and are prepared for what lies ahead.
There are a number of documents you need when you buy a boat, including insurance and registration, so make sure you know exactly what you need and have everything. Take the time to learn exactly what you need so that you will be prepared for when you have your boat and can enjoy it safely for years to come.
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